Debtors in enforcement

Updated: 27 Jul 2018
Next update: 25 Jan 2019

Debtors in enforcement refers to both natural and legal persons. Natural persons include private citizens, self-employed people and the estates of deceased persons, among others. Legal persons include businesses, foundations, municipalities and the state, among others.

Enforcement measures may be terminated when the debt is paid, or when the debtor is found insolvent during enforcement, is accepted for a debt rearrangement or reorganisation proceedings, or when bankruptcy proceedings are in progress. Enforcement measures may also end when a claim falls under the statute of limitations.

The National Administrative Office for Enforcement publishes information on the number of debtors in enforcement twice a year. Statistics have been generated since the 1980s. At present, data on enforcements is retrieved from the IT system ULJAS.


The number of debtors in enforcement rose during first half of 2018

At the end of June 2018, a total of 461,973 debtors were in enforcement, up by 2,8 % year-on-year. Of debtors, 421,441 (91 %) were natural persons and 40,532 (9 %) legal persons. The number of natural persons has risen by 16,511 (4,1 %). The number of legal persons has instead dropped by 4,050 (-9,1 %) from previous year.